EFOF Health News

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Plan Ahead for 2018 Health Plans

Get ready for 2018 Open Enrollment. The federal marketplace open enrollment period is much shorter this year – November 1 through December 15, 2017 – for coverage that begins January 1, 2018. Though it’s still months away, you can get ready now to decide what kind of coverage you’ll need.  Education and prep time beforehand […]

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Surprise! Life Changes and the ACA

Life is always full of surprises and changes. Job loss, marriage, child birth, moving. Any of these things could trigger the kind of life change that makes you eligible for a Special Enrollment Period (SEP). Marriage – or divorce- could trigger eligibility for a “Special Enrollment Period.” If you qualify for a SEP, you may […]

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It’s a guy thing: Staying Fit & Healthy with the ACA

Guys, the Affordable Care Act (ACA) has you covered. ACA healthcare policies aren’t designed just to treat you when you’re sick, but to catch problems early – when they can best be treated –  through regular health screenings. These can help you stay fit and healthy, and can even save your life. While men are significantly more likely […]

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Women’s Well-Care Essential to ACA healthcare policies

Improvements to health coverage have been one of the hallmarks of the Affordable Care Act (ACA), which mandates that all insurance plans cover certain health benefits. This has been especially important for women. For example, contraception and maternity care are covered in ACA plans at no additional charge. In fact, well-women annual examsare covered with no co-pays or co-insurance […]

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SHOP is the small business source for health insurance under the ACA

The federal healthcare marketplace for businesses is always open for business. Enrollment in healthcare plans is year-round under the Small Business Health Options Programs (SHOP), which was created under the Affordable Care Act (ACA) for employers with one-to-50 workers. The ACA created the SHOP program to address the lack of health insurance availability to employees of […]

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EFOF’s care and commitment shines through in life of Mary Lawrence

Guest Blog by Mary Lawrence Mary Lawrence relates her own journey with Epilepsy and her will to the live her fullest no matter where the road takes her: “During my childhood and throughout adulthood, I’ve had trouble with my parents, mentors, and acquaintances understanding my epilepsy. Some called my seizures fits/tantrums or even disrespect. This […]

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The Affordable Care Act (ACA) gets the job done

As Congress begins its debate on changing the Affordable Care Act (ACA), it’s good to review the success the federal health care law has had in reducing the uninsured rate in the U.S. Today, more than 30 million people are currently insured as a result of the ACA’s insurance subsidies, expanded Medicaid eligibility, state and federal outreach efforts, […]

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Make the Most of Summer Fun with Preventive Care

Whether you’re on a healing hike or hitting the beach, make the most out of your summer by staying healthy with preventive care. Get the most out of your health coverage this summer by getting the preventive care you need. Did you know? Most health plans cover shots and screening tests — at no cost […]

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When going without health insurance is not an option

Hector Salgado and his wife, Liliana Pinzon depend on an affordable ACA policy to stay healthy and happy. For Liliana Pinzon and her husband Hector Salgado, the Affordable Care Act (ACA) has been a blessing. Her husband has diabetes and depends on health care coverage to get the regular check-ups and prescription medications he needs. For […]

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No need to go without Health Insurance if you qualify for a SEP

Coverage Matters. Even though it’s outside the open enrollment period, there’s no reason to go without health insurance for the rest of 2017. You may still be able to enroll under special circumstances or if you qualify for Medicaid. There are certain change of circumstances – or life events – that would make you eligible. […]